Manage Consumer Credit (and Relieve Debt Overwhelm)

GET IN TOUCH GET IN TOUCH Whether traveling, buying an automobile, eating out at a restaurant, or shopping online, you’re most likely familiar with using credit. In fact, with 70% of the United States population carrying at least one credit card, people in this country are making more purchases using credit than ever before. Americans have an average…

Read More

What Does the Infrastructure Bill Mean for You?

Shows infrastructure

GET IN TOUCH GET IN TOUCH Last week, one of the largest federal infrastructure packages in United States history became law after months of debate and negotiation.  The sweeping bill called the Bipartisan Infrastructure Investment and Jobs Act, allocates $1.2 trillion in funding for roads and bridges, public transit, electric energy, broadband internet, clean drinking water,…

Read More

3 Business Management Tips That Will Reduce Your Stress

GET IN TOUCH GET IN TOUCH Are you feeling overwhelmed by the pressures of managing your business?  You’re not alone. Business management is not easy, regardless of whether you’re an experienced owner or a new entrepreneur. In fact, in some ways, managing a small business can be just as challenging as running a Fortune 500…

Read More

How Does the Health Insurance Marketplace Work in 2021?

GET IN TOUCH GET IN TOUCH If you ever feel like the health insurance marketplace is challenging to understand, you’re not alone. A 2019 Polygenius survey found that health insurance confusion is growing in America, with vast majorities of respondents uncertain about enrollment dates, the availability of financial aid, and whether there is still a…

Read More

Are Your Charitable Contributions Tax Deductible?

GET IN TOUCH GET IN TOUCH When it comes to filing your tax returns, your generous charitable contributions can benefit you, too. Deducting all or part of your donations can reduce your taxable income and reduce your taxes.   An estimated 54% of individual donations received a tax subsidy in 2018. With 2020’s temporary enhanced…

Read More

What Is A Backdoor Roth IRA (and is it legal)?

The Backdoor Roth IRA is a way of getting around the income caps on Roth IRA contributions. Roth IRA’s are very attractive Individual Retirement Accounts (IRA), but income limits restrict who has access to them. However, anybody can contribute to traditional IRA accounts and then convert these accounts into Roth IRA accounts. This is the…

Read More

5 Ways Income Is Not The Same As Cash

Many small businesses use their bank statements to manage their business, assess their business performance, and plan.   This is a dangerous practice because performance rarely moves in line with cash.  You can have income with no cash and cash with no income – both of which can be concerns for the future if not well managed.  …

Read More